Finance at Browning Suzuki

We know finance can be confusing so we're here to try and help you understand what's available and which kind of finance package would best suit you and your needs. We've put together a handy table below which explain the three main ways of financing a new car, there's a video explaining each type, a brief explanation and some of the main benefits of each funding method.

When it comes to affordability, we can tailor a quote to suit both your monthly budget and the amount of deposit you have available. Finance is available on our range of both new & used cars so we're sure you'll find something to suit your needs. Not sure what car you're looking for? Well why not use our application tool at the bottom of this page to apply for finance.

Don't worry, there's no silly questions. This may be new to you but we do it every day, so just pick up the phone and book an appointment with us. We'll ask some questions about you, a typical day in the life of your car, and we'll work out the best way of funding your next car with you. After all, we're the most trusted car brand in the UK!

Personal Contract Purchase (PCP)	Hire Purchase (HP)	Personal Contract Hire (PCH)

What is PCP?	What is HP?	What is PCH?
Personal Contract Purchase is a Suzuki Finance that can help you buy your dream car with lower monthly repayments than a Hire Purchase product. This is because a large proportion of the amount you repay is deferred into an optional final repayment. The main difference with Personal Contract Purchase, is the option to choose what you do at the end of the agreement. You can part exchange the vehicle, return the vehicle (return conditions apply), or pay the optional final repayment and own the vehicle. A Personal Contract Purchase agreement is ideal if you’d like to keep your options open as you won’t be paying the full value of the car (unless you decide to buy it at the end).	Hire Purchase is a car finance agreement that allows you to spread the cost of buying a car over a period of time, and own the vehicle at the end of the agreement. Ultimately, this means getting a car is more affordable as you can spread the cost of your car over a longer period of time. With our hire purchase arrangements, you’ll pay a fixed monthly cost for your Suzuki. You'll have flexibility in the amount you pay each month, depending on how much you decide to pay up front, the length of the agreement and the type of Suzuki you choose. It's also worth bearing in mind that credit is subject to status.	You first choose your new Suzuki car, pay an initial rental in advance, followed by fixed monthly rentals to suit your budget. You can even choose an optional maintenance package as part of your agreement which can help take away the hassle of keeping your vehicle in good condition. It’s different from Personal Contract Purchase (PCP) because there is no option to purchase the car at the end of the agreement and the vehicle must be returned.
Other benefits of Personal Contract Purchase include...	Other benefits of Hire Purchase include...	The benefits of personal contract hire include...
Flexible deposit options Fixed interest rate over your chosen period (2-4 years) Fixed monthly repayments to suit your budget Set your annual mileage up to 24,000 miles. Borrow any amount from £3,000 for new vehicles and from £2,000 on used.	Flexible deposit options Fixed interest rate and monthly repayments (including any interest) over your chosen period (1-5 years) Fixed monthly repayments to suit your budget You won’t be restrained to a certain mileage Choose any new or used car as long as the car is less than 14 years old at the end of the agreement	Hassle free motoring - road tax is included and no disposal worries Flexible initial rentals – choose between 1-12 months advanced payment which will help you set monthly rentals to suit your budget. The higher initial rental in advance you pay the lower the remaining monthly rentals will be Fixed monthly payments to suit your budget You can terminate the contract early by paying 50% of the remaining rental cost and any other charges incurred Optional vehicle maintenance packages to make sure your car stays in good condition